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WE SELL FOR LESS
SPENCER AUTO CENTERSINCE 1991
NICE USED CARS 713-922-CARS
GENIE TOWING SERVICES
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RR INSURANCE GROUP
Personal Commercial Auto Home
SPENCER AUTO CENTER
Family operated since 1991
For over a quarter century, we have been successfully offering the famous Buy Here Pay Here financing
How does it work?
Banks and major financing sources shy away from financing buyers with bad credit score. If they do, they charge an unrealistic price under harsh terms and conditions.
Here we work with you as a person regardless of the contents of your credit report. We realize that credit ratings may be affected by the action of others at times.
You may have cosigned for a relative who could not keep up. Or a partner that messed up your joint account. Excessive medical costs may lead to poor credit ratings and so on.
Tens of reasons can be listed that may make you look irresponsible in the eyes of traditional financing firms. They cant see well through that. Neighborhood businesses can.
Visit us to see if we can help. People talking to people, not to a computer generated judgement.
You may desire to avoid a long term payment plan. Saved up a little money to buy a car in cash. Huge discounts will apply for cash buyers. Talk to me. WE SELL FOR LESS
How can we keep pricing lower than competitors?
Good question, easy answer. Lower cost of operation. Neat, compact and efficient place of business lacking the fancy impressive looks of competitors is one reason.
Competitors spend thousands of dollars in monthly advertising fees. Another reason.
We use only one advertising tool with 0 monthly fees : THE WORD OF YOUR MOUTH
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